Grow Your Money In A Few Taps
With sc capital, you can invest in a diversified portfolio of UK based properties. We combine state of the art technology with in-house expertise to enhance your return potential.
Join the future of property investing with sc capital, book a call today.
The results of our returns speak for themselves.
Investments just got better.
sc capital investors are potentially able to generate better returns than owning property, yet still utilising all the security benefits property ownership has to offer. They reap the benefits of property investment in a hands-free way.
We blend our investment expertise with smart technology to provide investors the buying proper and investment opportunities traditionally reserved for billion pound institutions.
Loans drawn
Capital repaid
Interest repaid
Average LTGDV
Your investments are in safe hands
The sc capital team have over 50 years experience in lending and funding property projects, every project is scrutinized and ran through our funding matrix.
Hand picked assets to improve your ROI
All of the assets that your security is secured against are based in the UK and have a independent written valuation completed to ensure your return is maximised.
Regular updates and project performance updates
Your dedicated investment advisor is there to help you understand the latest project update and provide you with a full understanding of your investment portfolio.
In addition to cash investments invest with a SSAS pension
Generate a tax free return by investing into one of our SSAS approved investments, let our team help you grow your pension and achieve your retirement goals.
Your safety is our top priority
sc capital take great pride in the returns achieved for investors.
Secure
Investments are secured by either first charge, second charge or debenture
24/7 Support
Our team are here to help and are happy to book a call at a time that works for you
Investor Type
We only work with high networth and sophisticated investors to protect our investor network
What our investors are saying
Gianpaolo, investor since 2021
Petros, investor since 2022
John, investor since 2020
Book a call and start growing your money
FAQs
Got questions? You’re in the right place – here are the answers to some of the things we’re most often asked.
sc capital is a peer-to-peer property lending platform that lends to property professionals (property developers and/or property investors) with loans secured against UK-based property. sc capital’s ‘loan-based crowdfunding’ platform is operated by a senior team of professionals with experience and a demonstrable proven track record in real estate and finance.
The minimum investment amount is currently £1,000.
Interest will be paid to lenders when the borrower of your capital has repaid the loan amount due. Until the loan is fully repaid, interest accrues on the balance outstanding.
All loans from sc capital are secured loans, with a 1st legal charge held over a UK-based property asset. There is no “usual” Loan-to-value (LTV), with each loan having its own bespoke structure. The security details for each loan are fully detailed in the documentation available for investors to view before making any decisions to invest into a specific loan. Whilst there is no “usual” LTV, there is a maximum LTV. The maximum LTV on any loan will be 70%, based upon a valuation provided for loan security purposes by an independent RICS valuer.
Yes, lenders can invest using either a SSAS or SIPP and potentially benefit from tax-free income. Please contact us for further details before investing, as approval may be needed by your pension trustees or administrators.
Currently, Investors can earn up to 12% per annum. Investors decide which loans they want to participate in and all loans clearly state the rate of interest available for lenders (as well as the rate being paid by the borrower). All interest returns have fixed rates, with rates shown being on a per annum basis (non-compounded). Investors need to be advised that returns are not guaranteed and your capital is at risk.
No sc capital is not FCA regulated, it's important you do your own due diligence.
